Whether you're looking for insurance quotes for auto, life, travel or health you can find some great rates on the internet. Insurance quotes coverage can provide peace of mind and also financial coverage in the event that something untoward happens.

Originally health insurance in the United States took the form of a voluntary program. Such programs date from about 1850, when health insurance was provided chiefly by cooperative mutual benefit and fraternal beneficiary associations. Insurance quotes can now be obtained online from the internet.

Insurance quotes for life insurance, originally conceived to protect a man's family when his death left them without income, has developed into a variety of policy plans. In a "whole life" policy, fixed premiums are paid throughout the insured's lifetime; this accumulated amount, augmented by compound interest, is paid to a beneficiary in a lump sum upon the insured's death; the benefit is paid even if the insured had terminated the policy.

When looking for individual health insurance or other insurance quotes remember that "Individual" refers to the person buying the coverage, but the individual health insurance covers your whole family. You may have to pay more for your coverage than if you were part of a large organization, however it is possible to locate bargains that actually save you money over what you would have to pay if you simply left a company and picked up the cost of your COBRA.

Many people today have opted to be self-employed which carries the added necessity of acquiring individual health insurance for them and their families. Consider it a necessary expense that will actually save you money in the long-term. Insurance quotes can now be found on the internet. Get a free insurance quote and you'll find that you can save some money.

About The Author

Mike Yeager, Publisher

http://www.a1-insurance-quotes-4u.com/

mjy610@hotmail.com

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Life Insurance News



• MetLife says commercial mortgage portfolio safe (Reuters)
U.S. life insurer MetLife Inc disclosed information about its commercial mortgage portfolio on Wednesday in an effort to soothe investors that have become increasingly skittish about investments by insurers in commercial property debt.

• Commercial mortgage securities latest to show distress (at MarketWatch)
Risk premiums on commercial mortgage-backed securities have spiked in the past week, making this corner of the debt market the latest to show signs of mounting distress.

• MetLife updates CMBS portfolio as debt market buckles (at MarketWatch)


• FBL Financial Group Declares Quarterly Dividend (Business Wire)
WEST DES MOINES, Iowa----FBL Financial Group, Inc. today announced that its Board of Directors declared a quarterly cash dividend of $0.125 per share on its Class A and Class B common stock.

• Prudential Financial, Inc. Announces Details for New York Investor Day (Business Wire)
NEWARK, N.J.----Prudential Financial, Inc. has announced details for its New York conference for analysts and investors on December 4, 2008, at the New York Palace Hotel, 455 Madison Avenue, New York, N.Y.


Property & Casualty Insurance News



• Final Glance: Insurers companies (AP)


• ACE Issues Clarification Concerning Variable Annuity Reinsurance Business (Business Wire)
ZURICH, Switzerland----ACE Limited announced today that the company is providing further detail to help clarify ACE’s total exposures to potential loss related to its variable annuity reinsurance business.

• Paulson's Explanation Leaves More Questions (at BusinessWeek)


• RenaissanceRe Holdings Ltd. Announces Quarterly Dividend (Business Wire)
PEMBROKE, Bermuda----The Board of Directors of RenaissanceRe Holdings Ltd. announced today a quarterly dividend of $0.23 per common share on its common stock.

• Argo Group to Present December 2 at the FBR Capital Markets 2008 Fall Investor Conference (Business Wire)
HAMILTON, Bermuda----Argo Group International Holdings, Ltd. , an international underwriter of specialty insurance and reinsurance products in niche areas of the property and casualty market, announced today it is participating in the FBR Capital Markets 2008 Fall Investor Conference being held Dec. 2-3, 2008 at the Grand Hyatt New York.

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