Personalisation, Digitalisation, Mobilisation, these 3 words represent your life today. Here in the 21st century our lives have become more and more reliant on mobile items. As we go through our days, keeping a mental log of everything we have and where we have it becomes more and more difficult. It is inevitable that some things get lost. In fact as stated in a recent research "Around 62,000 mobile phones were left in London taxis during the last six months. That's an average three phones per taxi, according to a survey of licensed London cabbies by the Taxi Newspaper and Pointsec Mobile Technologies. Absent minded and drunken travellers also forgot 4,000 laptops and 5,000 PDA's when exiting cabs".

Lost and found company, Want it Bak boast that they can give you an 80% chance of recovery. The service is based around the belief that most people are actually honest and will do the right thing if a method is offered to them. This feel good factor is enhanced by the added incentive of a reward for doing the right thing.

How does Want it Bak work? Simple. You purchase a range of security tags each with their own unique id number. You register them with Want it Bak and that's it. If you ever lose the item and someone finds it they contact Want it Bak directly using their website or their 0800 number and they arrange a courier to pick it up and return it to the owner for a small admin charge.

The "Finders" themselves are offered a basic reward of £10 gift pack of Want it Bak Labels. Additionally the finders may also receive gift vouchers, shop discounts, trial packs and much more. Customers may also offer an optional CASH reward to Finders as a thank you to the person for taking the time to contact Want it Bak.

Like most things these days there are no guarantees of course, but just the knowledge that for a small price you can have an additional type of insurance that works when you need it to and at least have some chance of getting back your valuables or data.

Chris Cameron
http://www.wantitbak.com

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Life Insurance News



• Financial Stocks: Insurers slump on concern about commercial mortgage exposure (at MarketWatch)
Shares of some of the nation's top life insurers slump, including a 29% drop in Hartford Financial stock, on concerns about their exposure to commercial mortgage-backed securities. Citigroup shares tumble 23%, their biggest percentage drop ever.

• Commercial mortgage securities latest to show distress (at MarketWatch)
Risk premiums on commercial mortgage-backed securities have spiked in the past week, making this corner of the debt market the latest to show signs of mounting distress.

• MetLife updates CMBS portfolio as debt market buckles (at MarketWatch)


• FBL Financial Group Declares Quarterly Dividend (Business Wire)
WEST DES MOINES, Iowa----FBL Financial Group, Inc. today announced that its Board of Directors declared a quarterly cash dividend of $0.125 per share on its Class A and Class B common stock.

• Prudential Financial, Inc. Announces Details for New York Investor Day (Business Wire)
NEWARK, N.J.----Prudential Financial, Inc. has announced details for its New York conference for analysts and investors on December 4, 2008, at the New York Palace Hotel, 455 Madison Avenue, New York, N.Y.


Property & Casualty Insurance News



• Final Glance: Insurers companies (AP)


• ACE Issues Clarification Concerning Variable Annuity Reinsurance Business (Business Wire)
ZURICH, Switzerland----ACE Limited announced today that the company is providing further detail to help clarify ACE’s total exposures to potential loss related to its variable annuity reinsurance business.

• Paulson's Explanation Leaves More Questions (at BusinessWeek)


• RenaissanceRe Holdings Ltd. Announces Quarterly Dividend (Business Wire)
PEMBROKE, Bermuda----The Board of Directors of RenaissanceRe Holdings Ltd. announced today a quarterly dividend of $0.23 per common share on its common stock.

• Argo Group to Present December 2 at the FBR Capital Markets 2008 Fall Investor Conference (Business Wire)
HAMILTON, Bermuda----Argo Group International Holdings, Ltd. , an international underwriter of specialty insurance and reinsurance products in niche areas of the property and casualty market, announced today it is participating in the FBR Capital Markets 2008 Fall Investor Conference being held Dec. 2-3, 2008 at the Grand Hyatt New York.

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